Checklist
New business insurance checklist
Cover the basics when you launch or formalize a business.
- General liability coverage
- Commercial property or a BOP
- Workers' comp if you have employees
- Professional liability for service firms
- Cyber liability if you store customer data
- Commercial auto for business vehicles
- Certificates of insurance for clients
General guidance only. Your situation may need extra steps — when in doubt, contact a licensed agent or your state department of insurance.