How to get an accurate business insurance quote

1. 1

   Gather your business details

   Have your revenue, payroll, number of employees, and business activities ready.

2. 2

   List your real risks

   Consider physical premises, the advice you give, vehicles, and data you store.

3. 3

   Decide on coverages and limits

   Check any limits your clients or landlord require in contracts.

4. 4

   Compare like-for-like quotes

   Make sure each quote lists the same coverages and limits.

5. 5

   Confirm licensing

   Verify the insurer and agent are licensed in your state.

Educational content only — not legal, financial, or insurance advice. Requirements vary by state.